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The "What's
Enough?" Worksheet |
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Month
of:_____________________ |
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Input |
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I.Intentional Recurring
Income |
Enough |
Actual |
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Prior Month Excess |
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$0 |
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Rental
Income |
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$0 |
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Salary before deductions - Self |
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$0 |
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Salary before deductions - Spouse |
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$0 |
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Self employment income |
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$0 |
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Other income |
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$0 |
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Total (I) |
$0 |
$0 |
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II. Intentional Recurring Expenses |
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Fixed Expenses: |
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Prior Month Shortfall |
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$0 |
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Credit Card Payments |
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$0 |
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Daycare |
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$0 |
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Groceries |
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$0 |
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Insurance - Auto |
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$0 |
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Insurance - Health |
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$0 |
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Insurance - Life |
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$0 |
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Medical Bills - Minimum Payment |
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$0 |
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Rental Expenses |
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$0 |
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Rent or Mortgage Payment |
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$0 |
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Self-employment expenses |
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$0 |
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Taxes and Insurance not
in Mortgage pmt |
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$0 |
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Taxes paid quarterly |
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$0 |
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Taxes due with returns |
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$0 |
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Taxes withheld from
paychecks |
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$0 |
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Transportation Expenses (Gas, etc.) |
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$0 |
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Utilities & Phone |
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$0 |
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Other Fixed Expenses |
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$0 |
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Total Monthly Fixed
Expenses |
$0 |
$0 |
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Discretionary Expenses: |
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$0 |
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Charitable Giving |
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$0 |
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Clothing |
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$0 |
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Dining Out |
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$0 |
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Entertainment |
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$0 |
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Gifts |
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$0 |
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Personal Care & Recreation |
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$0 |
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TV and Internet Service |
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$0 |
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Travel and Vacations |
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$0 |
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Other Discretionary Expenses: |
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$0 |
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Total Monthly
Discretionary Expenses |
$0 |
$0 |
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Total Monthly Expenses |
$0 |
$0 |
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III. Intentional Priority Savings |
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Asset Replacement |
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$0 |
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Charitable giving - special project |
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$0 |
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College Funding |
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$0 |
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Debt Payoff- above minimum |
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$0 |
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Education |
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$0 |
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Emergency Fund savings |
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$0 |
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Retirement Contribution From
Paycheck |
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$0 |
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Retirement Savings Increase |
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$0 |
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Vacation Fund |
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$0 |
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Total (III) |
$0 |
$0 |
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IV. Total Expenditures & Savings (II. +
III.) |
$0 |
$0 |
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V. Excess or <shortfall> (I. - IV.) |
$0 |
$0 |
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VI. Memo - Adjustments to Actual Input |
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Description |
Amount |
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A. One-time items removed
from |
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Example: One time gift or
special purchase - don't include |
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worksheet |
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B. Non-monthly items |
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Example: Quarterly
insurance bill - divide by 3 and enter |
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adjusted to monthly |
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C. Actual items not reflecting |
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Example: Blank categories
that indicates expense is in a different month |
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realistic actual monthly
average |
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estimate monthly amount
and enter - set aside in savings |
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